Real Estate News

May 25, 2016

Your Best Homeowner Tax Return: How To Deduct Mortgage Points

If you itemize your deductions and can take the mortgage interest deduction on your federal income tax, you may be able to deduct the points you paid on your home mortgage, too.

Points are prepaid interest, so they get reported as home mortgage interest on Form 1040, Schedule A .

The ...

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May 25, 2016

Home Architectural Style Moving Toward Clean Lines

Through the decades, home styles and design preferences have changed from colonial to ranch, and most recently, craftsman, which has gone up in popularity by a whopping 25 percent the last six months, according to data from Houseplans.com, a website offering 40,000 stock home plans.

What will homes ...

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Posted in Real Estate News
May 25, 2016

Want To See Your Credit Score For Free? Look Here

A growing number of credit card issuers are betting you’ll open an account if they offer to show you your credit score. Consumers can always buy a copy of their FICO credit score. It costs about $60 to purchase your FICO credit score and a copy of your full credit ...

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Posted in Real Estate News
May 25, 2016

Smart Home Devices Can Put Your Privacy At Risk

Smart home thermostats, connected kitchen appliances and the fitness monitors we're all wearing offer many amazing benefits, but all those connected devices can also create privacy risks, a report from the Federal Trade Commission says.

FTC Chairwoman Edith Ramirez predicts 2015 will be the year we start hearing about ...

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May 25, 2016

Make Your Own Green Spring-Cleaning Solutions

Three basic green cleaners will help you tackle your two biggest jobs – your kitchen and bathrooms.

 

All Purpose Spray:

 

All you need here is a spray bottle (you can pick up plastic ones at the dollar store) and these four ingredients:

 

1 gallon hot water

  ...

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May 25, 2016

Reverse Mortgages Woes Abound: Here's How To Protect Yourself

The Consumer Financial Protection Bureau says reverse mortgage borrowers are frustrated with their loan terms, service runarounds and foreclosure problems.

A reverse mortgage is a special type of home loan that allows older homeowners to access the equity they have built up in their homes and defer payment of the ...

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May 25, 2016

Does Your Homeowners Insurance Cover All The Stuff In Your Storage Unit?

If you rent a storage space or are planning to rent one, these four steps will make sure you understand what is, and isn’t, covered by your homeowners policy:

1. Ask your insurance professional about off-premises coverage.

Some standard homeowners’ insurance policies include coverage for personal possessions kept off-premises, including ...

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May 25, 2016

5 Home Upgrades That Make You Feel Like A Movie Star

Hollywood interior designer James Blakeley has the inside track when it comes to movie stars. Growing up in a four-generation film family that includes Oscar and Emmy winners, he specializes in creating home interiors with the luxurious comforts that movie stars crave. His design clients include Kiefer Sutherland, Tom Selleck ...

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Posted in Real Estate News
May 25, 2016

How To Tell If It's Time To Refinance Your Home Loan

To determine whether you should consider refinancing your home loan, you can compare the costs of getting a new mortgage with the savings you would get from a reduced interest rate.

You may also want to consider refinancing to a different type of mortgage, such as switching from a 5-year ...

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Posted in Real Estate News
May 25, 2016

3 Ways To Leave Your House To Your Kids (Or Anyone Else)

Passing along real estate to your children or other heirs can be done with a minimum of stress, hassle and cost, as long as you’re willing to do a little planning. Here are three of the most popular ways to leave your home to your heirs:

1. Include your home ...

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